Much of the Third World connects to information and banking services through mobile phones instead of computers, but even the cost of owning a phone can be prohibitive, with handsets often being borrowed or shared among communities.

Movirtu's cloud-based phone services are aimed at those living in rural areas on less than $2 a day. Eighty percent of people living below the poverty line in rural sub-Saharan Africa and South Asia do not own a phone or SIM card.

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