Well, a U.K.-based company called Movirtu has created a mobile phone solution that works something like email. Users log into their accounts, where they can read or send text messages, listen to voicemail, make or receive calls.

Who would use such a service? Two groups, mainly. People living below the poverty level, who can't afford even the cheapest mobile phones, and RIchie Riches, who have two or three phones stashed in their briefcases.

First, about those living in poverty. According to the World Bank, 4 billion people live on less than $2 per day. Many of those people are living in Sub-Saharan Africa and Asia. Their lives could be greatly enhanced socially and economically with access to a mobile phone. That immediately puts them in touch with families, healthcare services or potential employers, without having to travel many miles from their rural villages.

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